Pillar B: Evergreen Digital Hygiene

Cyber Safety Basics

Simple, proven habits that stop 95% of attacks before they start. No tech jargon—just clear daily practices.

Account SecurityGuide #1

Strong Passwords & Two-Factor Authentication (2FA)

Why reusing passwords across sites leaves your banking and social accounts vulnerable, and how 2FA with authenticator apps protects you even if passwords leak.

Core Habits:

✓Use a unique, long passphrase for every important service (banking, email, primary messaging).
✓Store all credentials in a reputable password manager so you never have to remember dozens of complex strings.
✓Enable Two-Factor Authentication (2FA) everywhere, prioritizing Authenticator Apps over SMS OTPs where supported.

Explore full habit guideVerified 2026-10-22

Financial SafetyGuide #2

Safe Digital Payments Habits in India

Essential rules for UPI, net banking, and debit cards. How daily spending limits, separate transaction accounts, and alert monitoring protect your primary savings.

Core Habits:

✓Keep a dedicated secondary bank account with modest balance for daily UPI transactions, keeping your primary savings separate.
✓Set strict daily transaction limits on debit cards and UPI via your mobile banking app.
✓Disable international and contactless (tap-and-pay) transactions on cards unless you actively need them.

Explore full habit guideVerified 2026-10-22